When I submit credit card or financing application information online, is it secure?
Yes. We value your security, so we take measures to protect your credit ...
I've applied for a card years ago. Can I apply for a new one?
After 18 months of inactivity, the card will close automatically. You ma...
Do I need to cancel my card after I pay it off?
After 18 months of inactivity, the card will close automatically.
I was not approved for financing. Do you offer a direct payment plan?
Unfortunately, we do not offer a direct payment plan.
How do I close my account?
Once your Stearns & Foster® Financing account is paid in full, you can c...
What do I do if my card is lost or stolen?
As soon as you know your card is missing, contact Wells Fargo Bank, N.A....
If I don’t have my account number handy, can I still use it to purchase online or by phone?
I'm sorry, we don't keep account information on file for privacy reasons...
What if I notice an error on my billing statement or need to dispute a charge?
You can submit any billing dispute in writing to Wells Fargo Bank, N.A. ...
How do I know what my monthly payment would be?
You can use the financing calculator on our website to estimate your pay...
How do I make a payment?
You have a number of options for submitting payment to Wells Fargo Bank,...
When is my payment due?
Your monthly billing statement shows the exact date.
When will I receive my first billing statement?
You will receive your first billing statement approximately 1 to 4 weeks...
Is there an annual fee for the card?
No, there is no annual fee* for Stearns & Foster® Financing.
*The Well...
When will I receive my card in the mail?
You will receive your credit card within 30 days after the application i...
What is the interest rate?
The interest rate depends on the financing terms we are offering when yo...
What are the payment plans?
The payment plans vary according to the terms in effect at the time you ...
I live in a US Territory. Can I still apply for financing?
Yes, if you live in American Samoa, Guam, Northern Mariana Islands, Puer...
Is there a penalty for paying off the Wells Fargo financing early?
No, there is no penalty for paying it off early!
How do I apply for financing?
You can apply for Stearns & Foster® Financing by visiting: stearnsandfos...